Worksite Graded Death Benefit Whole Life

Fidelity Life's Worksite Graded Death Benefit Whole Life product is designed especially to meet the needs of an employer's retirees and the parents of current employees. It is also available to current employees and their spouses. The product provides the insured partial coverage immediately with full coverage starting in year three.

Coverage is "guarantee" issue. The employee need only be actively at work on the date the application is signed. When the employee is purchasing the coverage for a parent the coverage is simplified issue, requiring the answers to a few health questions.

Coverage for retirees and parents can be issued between ages 50 and 79 with limits ranging from $5,000 to $10,000. For employees and spouses issue ages are between 20 and 79 with limits ranging from $5,000 to $25,000.

Not all products available in all states. Fidelity Life Association is licensed in all states and the District of Columbia, except for Wyoming and New York. Our NAIC number is 63290.