Worksite RD Term

Fidelity Life's Worksite Rapid Decision Term product provides worksite clients term life insurance featuring our revolutionary Rapid Decision process, among the most convenient application and underwriting processes in the industry. By utilizing the Internet and the active involvement of underwriters, customers can obtain Fidelity Life Worksite RD Term in days, not months. There are no exams, no tests, no waiting periods and no processing delays.* Standard policy issuance depends only on the answers to a few heath questions during the underwriting process.

The product provides guaranteed level premiums for 10, 15, 20 or 30 years for people from ages 16 to 75 with benefits up to $300,000 depending on age.

After the level premium period, rates increase each year to age 95. Policies may be converted to a permanent plan of insurance at any time up to one year prior to the expiration of the initial term period or prior to the policy anniversary on which the insured is aged 65, whichever is earlier.

Not all products available in all states. Fidelity Life Association is licensed in all states and the District of Columbia, except for Wyoming and New York. Our NAIC number is 63290.