Worksite RD Term

Web-based technology and underwriting innovation enable Fidelity Life to offer worksite clients a term life insurance purchase experience that's fast and hassle-free. With our Rapid Decision Term product and our state-of-the-art Rapid App application, the approval and delivery process has been streamlined to allow you to obtain coverage from Fidelity Life in days, not months.

There are no exams, no tests, no waiting periods and processing delays.* Issuance depends only on the answers to a few health questions. This rapid decision-making process is the work of experts who have the knowledge and experience to provide solutions that are both forward looking and practical. It's a benefit you won't likely get from any other insurer.

The product provides guaranteed level premiums for 10, 15, 20 or 30 years for people from ages 16 to 75 with benefits up to $300,000 depending on age.

After the level premium period, rates increase each year to age 95. Policies may be converted to a permanent plan of insurance at any time up to one year prior to the expiration of the initial term period or prior to the policy anniversary on which the insured is aged 65, whichever is earlier.

*Occasionally a medical exam, test or report will be ordered to assist a customer in clarifying or correcting an item of medical history.

Not all products available in all states. Fidelity Life Association is licensed in all states and the District of Columbia, except for Wyoming and New York. Our NAIC number is 63290.